Saving is the key to sustainable prosperity and the achievement of financial independence. Money to save comes from only two sources: (1) a reduction in spending or (2) an increase in income. Here at LiveOnCash, I talk about living beneath your means rather than increasing your means, because you can always find ways to live [...]
Rosa and I have always tried to purchase basic appliances, ones that performed the designated task and no more. At first this was due to necessity. We couldn’t have afforded an upgraded appliance even if we had wanted one. Later, it was a choice. We preferred to purchase only what we needed to get the [...]
