Rosa and I had a situation come up this week that pointed out the critical difference between income and cash flow. One of the credit unions at which we have certificates of deposit changed the frequency of the interest payments on those CD’s from monthly to quarterly without prior notification and without our consent. We [...]
Last Tuesday, Rosa and I planned to take our mini-van to the mechanic for some routine maintenance and to check out some strange noises. As we were preparing to leave, we made one last trip to the bathroom. That’s when our sewer line backed up. We abandoned our trip to the mechanic and called the [...]
