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Goals and Planning

How I Went From A Patsy To A Hard Sell

They say salespeople are the easiest prospects to sell.  That was certainly true in my case.  Early in my sales career, I bought everything that was pitched to me, a Kirby vacuum cleaner, a home exercise machine, a home fire detection system, life insurance, and more life insurance.  I hadn’t planned to purchase any of [...]

No “Bucket List” For Me

For some, life is about doing.  The more that is done, the more successful the life.  Taking this idea a step further, an exceptional life is defined by the number of exceptional experiences.  The “bucket list” has come to epitomize this view of life. The “bucket list” is an enumeration of the things one wants [...]

The Five Stages Of Our Financial Life

In over 30 years of marriage, Rosa and I have experienced 5 distinct stages in our financial life together.  Each stage represents a milestone in our journey to  financial independence. Stage 1:  Recovery Rosa and I came together and married after each of us had lived through a failed first marriage.  Those marriages had left [...]