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Health Insurance

Medical Coding Inflation Increases Healthcare Costs

Some health care professionals are generating additional revenue by inflating the coding of their patient bills (also known as up-coding).  What was previously a routine examination becomes an extended examination at double the cost.  All it takes is a check mark by a different service code.  The healthcare professional collects twice the money for the [...]

Primary Care Physicians Are The Key To Keeping Health Care Costs Low

Having a high deductible health insurance plan motivates us to continually search for the best value in health care since we pay the first $4,000 out of pocket each year.  We have found that the primary care physician is the key to keeping our medical costs down.   The primary care physician is the medical professional [...]

Why We Chose A High Deductible Health Insurance Plan

When it came time to retire, Rosa had to choose from three health plans offered by the Teacher Retirement System of Texas (TRS):  A high deductible plan, a very low deductible plan, and a plan that offered a moderate deductible.  The high deductible plan was cheap.  The very low deductible plan cost four and a [...]