Displaying posts categorized under

Proper Use of Credit

How To Graduate From College With Less Student Loan Debt

Outstanding student loan debt, now at a cool $1 Trillion, has captured the headlines of late.  As we said in an earlier post, student loan debt is generally considered good debt because it funds an investment in higher education that will return many times the expense of the loan over a lifetime.  However, too much [...]

A Few Thoughts On Responsible Credit Card Use

In a previous post, I informed you of a three fold increase in direct mail credit card solicitations in the third quarter of 2010.  With this tsunami of credit card offers in mind, here are a few thoughts on responsible credit card use: Use a card that offers a rewards program of some type. You [...]

They’re Back! And Coming To A Mailbox Near You

According to industry watch dog Mintel Comperemedia , direct mail credit card solicitations have increased dramatically this year when compared to last year.  Approximately 1.2 billion offers for new credit cards were mailed to consumers in the United States in the third quarter of 2010 compared to only 391 million such offers in the third [...]