New withholding tables that reflect the latest changes in tax law, including the recently passed legislation that temporarily reduces Social Security payroll taxes by 2% for 2011, went into effect on Monday of this week. I became aware of this on Tuesday when Rosa received her monthly pension statement. Her net pension payment (take home [...]
Rosa and I stagger our certificates of deposit (CD’s) in order to maximize our return without having to sacrifice frequent access to some of our savings. Super Saver Tip #7: Stagger Your CD’s Here’s how to stagger your certificates of deposit: Say you have $10,000 to invest. You could put all of it into one [...]
How do you think of your savings? Do you think of it as money to be spent at some time in the future? If you are saving for a down payment on a house, a college education, a vacation, operating capital for a business, a new car, etc., then it is logical to expect to [...]
