The holiday season is a time when we expect to spend money. The trouble is, once the spending begins, it tends to feed on itself, leading to more spending. So we create a budget to keep holiday spending in perspective, to avoid overspending that might put a dent in our regular savings or add to [...]
What did you do with those gift cards you received for Christmas? Did you stick them in your wallet or purse or in a desk drawer where they will be forgotten and languish until they are worthless? Did you leave them on the coffee table or end table where they might get lost? Six to [...]
The trash can is full of discarded wrapping paper. Your pants fit a little tighter around the waist. The Christmas tree looks lonely without all of the presents under it. Your bank balance is considerably smaller. Christmas 2010 is over. But now is not the time to rest; get out there and start your [...]
