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Personal Finance Checklist

Personal finance is more than spending and saving, although much attention is devoted to these topics.  Personal finance includes the entire range of issues and activities related to earning, spending, saving, protecting, and managing your money. Here’s my personal finance checklist: Employment Financial Goals Financial Plan Budget Saving Investing Spending Insurance: Life, Health, Automobile, Mortgage, [...]

6 Tips for Happy Returns

The top 111 retailers in the United States expect to lose $ 3.68 billion to return fraud during the coming holiday shopping season.  That’s an increase of 34% over last year’s losses which totaled $ 2.74 billion.  The estimate comes from a recent survey conducted by the National Retail Federation.  Nearly two-thirds of respondents indicated [...]