Rosa and I have attended several weddings in the last couple of years, and with one exception, all were lavish celebrations held in expensive venues with live entertainment, catered meals, open bars, and large numbers of guests. For a couple of these affairs, we received a pre-invitation and then a formal invitation a couple of [...]
Most of us have the capacity to live well beneath our means and still live well. Yet, many find it difficult to do so. Their expectations for a minimum standard of living are so elevated that they can’t comprehend living well with less. For them, luxuries have become necessities, and who they are is often [...]
Savings and guilt often go together. Because you have savings, you may assume that you have “extra money” and the financial means to be of assistance. Consequently, you feel that it would be selfish of you to refuse a request for assistance. This guilt makes it uncomfortable for you to say no to family members, [...]
