You come across this statement or a variation of it all of the time in advertising or sales material: Anyone can do it (profit from it, make money from it, succeed at it, and so forth). I’m sure I’ve been guilty of using that wording in some of my posts here at LiveOnCash Blog. Often [...]
Some time ago, Rosa and I adjusted our budget, our forecasts, and the management of our money to account for a minimum interest rate of 3% on 5-year certificates of deposit for an extended period of time. Over the last three years of zero interest rate policy (ZIRP) by the Federal Reserve, interest rates for [...]
A writer of a blog post about the need to evaluate investment performance ended his piece with these words: These investors reach their sixties with tens of thousands of dollars — maybe hundreds of thousands of dollars — less than what they could have had. In other words, those investors left money on the table, [...]

