In over 30 years of marriage, Rosa and I have experienced 5 distinct stages in our financial life together. Each stage represents a milestone in our journey to financial independence. Stage 1: Recovery Rosa and I came together and married after each of us had lived through a failed first marriage. Those marriages had left [...]
How poor are they that have not patience! What wound did ever heal but by degrees? —William Shakespeare Patience is indispensable if one is to achieve prosperity. It takes time to save for purchases and pay cash. It takes time to accumulate money for a down payment on a house. It takes time for savings [...]
Saving is the key to sustainable prosperity and the achievement of financial independence. Money to save comes from only two sources: (1) a reduction in spending or (2) an increase in income. Here at LiveOnCash, I talk about living beneath your means rather than increasing your means, because you can always find ways to live [...]
