Whenever Rosa and I leave the house, we try to make the most of it. Last Monday, we had a meeting at our church to attend. To make good use of the gasoline and our time, we ran some errands on the way to and from the church. We sequenced the order of our stops [...]
The S & P 500 stock index finished 2011 at the same point where it began the year. Investors in the broad index realized no gain for 2011. Many stock analysts forecast an economic climate that will produce low returns in the stock market for the next ten years. The Federal Reserve has committed to [...]
The idea of the American Dream has evolved over the years to reflect the times. It began as a desire to be free from religious persecution. The Pilgrims and others that followed them risked the privations of an unsettled land so they could worship as they pleased. Later, the American Dream reflected a desire to [...]

