Welcome! I hope LiveOnCash.com is helpful to you in your pursuit of a personal financial life without debt. My wife, Rosa, and I have lived a cash-based lifestyle for over twenty-seven years and have been totally debt-free since we paid off our mortgage in 1989 at age thirty-six. We are not financial counselors or managers; we are average folks, just like you. We both recently retired in the late Spring of this year (2009) at age…well, you have probably already done the math. Rosa retired from teaching after a twenty-five year career. I closed my print brokerage business which I had opened in January of 1993. Two thirds of my thirty-five year career in direct sales was spent in self-employment of one kind or another.

I wrote the book True Prosperity: Your Guide to a Cash-Based Lifestyle in 1996 to share our experiences in getting out of debt, staying out of debt and prospering in a time of burgeoning consumer credit. Financially speaking, we lived contrary to most of the people we knew and encountered. Yet we enjoyed a quality of life, a freedom, security and independence, that no amount of consumer debt could buy. The book sought to reveal the joy and peace of living a cash-based lifestyle as well as the mechanics of achieving and maintaining it. This web-site seeks to do the same.

I don't pretend to know all of the answers; I continue to learn everyday. Managing money in retirement is a whole new ballgame. All I know is what has worked for us and that is what I share here. So if you have different ideas or a different approach to living without debt, or you just want to extend an "atta boy", let me hear from you. —K.C. Knouse

Mailing Address:

KC & CO.

P.O. Box 962264

El Paso, TX 79996-2264

Phone: (915) 598-1599

Email: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Note: We welcome outside content and links. Please inquire via e-mail.